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      Residential Care

      HammondCare Cardiff Residential Aged Care

      158 Macquarie Road
      Cardiff NSW 2285

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      Welcome to HammondCare Cardiff Residential Aged Care

      HammondCare Cardiff provides specialised dementia care in Newcastle through expert care and smart home design.
       
      Incorporating family home kitchens, the small cottages at HammondCare Cardiff are purpose-built to improve quality of life. Smart design features including easy outdoor access encourage participation in daily activities, provide a familiar home setting, promote a sense of belonging, and support residents to make their own choices.
       
      Qualified in leading dementia care practices, the residential aged care team build a genuine relationship with you and your family so they can tailor their approach to your individual needs.

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      A woman and a carer prepare a meal at HammondCare Cardiff, an aged care home in Cardiff, NSW.

      Specialised dementia care cottages

      Together with expertise in clinical and dementia care, HammondCare Cardiff's cottages are designed to help you feel familiar in your environment and make your own decisions.
       
      There's easy access to gardens, a central kitchen you can recognise and use, and a mix of shared living areas and quiet comfortable spots to sit and relax.

      What does HammondCare Cardiff offer?

      An expert care team: Trained in specialised residential aged care and dementia care, your team is dedicated to improving your quality of life through compassionate care and clinical excellence. As part of caring for you, they learn about your history, passions, values, and hobbies to help you maintain a fulfilling life.
       
      Pastoral care: HammondCare Cardiff welcomes and respects people of all faiths, and of no faith. The Pastoral Care team provides regular support and education to residents and their families, including a regular support group for carers.
       
      Volunteer services: A team of trained volunteers generously contribute their time to providing company, friendship, art and music engagement, gardening and pet therapy, and spiritual care.
       
      Partnered services: HammondCare Cardiff works with a range of partners in Newcastle to care for you holistically, including consulting pharmacy services and allied health providers.

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      Types of care at HammondCare Cardiff Residential Aged Care

      Residential dementia care

      • HammondCare Cardiff's small residential cottages place you at the heart of care. Your team tailors care to your individual background, values, preferences, and health needs.
      • Qualified in specialised care, your team is backed by HammondCare’s expertise, with 30 years’ experience caring for people with dementia.
      • Setting the gold standard model of care recommended by the Royal Commission, HammondCare's homes incorporate evidence-based features to improve your quality of life.
      • Modelled on a small household design, the cottages provide the familiarity you need to feel comfortable and at home in a place you belong.

      Specialist Dementia Care Program (SDCP)

      As an approved provider of the Specialist Dementia Care Program (SDCP) in Newcastle, HammondCare Cardiff provides individualised residential aged care for people experiencing severe behaviours and psychological symptoms of dementia.
       
      The SDCP aims to stabilise and reduce a person’s behavioural symptoms so they can ultimately transition to a less intensive care setting.
       

      This program requires referral and needs-based assessment delivered by Dementia Support Australia. To learn more about eligibility and how to access visit;

      Costs and payment options

      We provide the highest quality of residential aged care in Newcastle to all people with an assessed need, regardless of their financial circumstances. This means that your financial situation will not affect finding a place at HammondCare.
       
      There are three ways you can pay for residential accommodation and care. We can help you understand your options and find an arrangement that suits your individual circumstances.

      1. Accommodation Costs

      Option 1: Refundable Accommodation Deposit (RAD)
      Option 1: Refundable Accommodation Deposit (RAD)
      This is a lump-sum payment with a refundable balance upon exit.

      The maximum RAD for Cardiff is $550,000.
      View full costs
      Option 2: Daily Accommodation Payment (DAP).
      Option 2: Daily Accommodation Payment (DAP).

      This is a daily payment that is non-refundable.

      The maximum DAP for HammondCare Cardiff is $126.27

      View full costs
      Option 3: RAD + DAP Combined.
      Option 3: RAD + DAP Combined.
      This is a combination payment that is made up of part refundable accommodation deposit, and part daily accommodation payment. You can pay any RAD + DAP combination you wish.
       
      An example of RAD + DAP combinations for Cardiff is:
       
      A RAD of $360,000 and a DAP of $43.62
       

      In this case, you can deduct the daily payment (DAP) from the lump sum payment (RAD).

      HammondCare Assurance
      Residents who choose to pay for their accommodation by a RAD + DAP combination may also determine to have any DAP and/or Personalised Services Fee withdrawn from the RAD.
       
      You may have concerns that the RAD amount will, over time, be consumed by these deductions. However, HammondCare ensures that at least 65% of the RAD paid will be returned to residents:
       
      • Whose income and assets assessment by Centrelink/DVA indicates that the RAD they have paid is the maximum that they are able to pay.
      • Who have paid a RAD that is equal to or higher than the HammondCare example RAD + DAP combination for that specific care home
      Those who do not agree to have any regular deductions from the RAD will receive the full deposit when they leave the care home.
       
      Accommodation supplement
      The Australian Government also pays an accommodation supplement for residents who are unable to contribute to the cost of their accommodation.
      View full costs

      2. Care costs

      The Australian Government subsidises the cost of care.

      Residents are asked to contribute in the following ways:

      Basic Daily Fee

      A Basic Daily Fee goes towards day-to-day living expenses such as meals, cleaning and laundry. The standard Basic Daily Fee is 85% of the single pension, or $63.57 per day.

      Means-Tested Care Fee

      If a resident’s income and assets exceed thresholds set by the Australian Government, a Means-Tested Care fee will need to be paid, which contributes to the cost of clinical care.

      3. Personalised services

      Personalised services

      To provide comfort and satisfaction, all HammondCare residential sites have access to a number of high-quality services and features. At Cardiff from just $34 per day, Personalised Services are provided in addition to the provision of standard care and services.

      4. Total Costs Summary

      So what will the total cost be?

      Specific care costs will depend on several factors, including your particular circumstances and care needs. To find the best option for your needs, contact our Admissions Team for a friendly chat on 1800 776 112.

      Examples

      To make things clearer, here are some examples of how accommodation and care costs might interact in individual cases.

      Mary is a full pensioner who was renting a house. When she was assessed by the Australian Government as eligible for residential care, she moved into a low care, dementia-specific home at HammondCare. Because she did not have significant income or assets, Mary receives the government’s accommodation supplement and she does not have to pay the means-tested care fee. She will use her pension income to pay the Basic Daily Fee.

      Bill is a retired welder who lives in his own home. When he discovered he needed residential care, he sold his house for $420,000 and moved into HammondCare. The home's maximum accommodation price is $550,000 and he chose to pay a combined $360,000 refundable deposit and a $43.62 daily accommodation payment (based on the outstanding amount of $190,000). He also pays a means-tested care fee of around $10/day and Personalised Services fee which is debited from his savings. He also pays the Basic Daily Fee out of his pension.

      Jane is a retired accountant. Before she moved into a 15-person cottage at HammondCare, she lived in her own home that was worth $900,000. She paid the full refundable deposit of $830,000 and so did not have to make any daily accommodation payments. She now pays a means-tested care fee based on her assets and her investment income. She also pays the Basic Daily Fee and Personalised Service Fee out of her investment income.

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